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Credit Risk Analyst

  • Lagos, Nigeria

Embedded credit risk analyst responsible for credit policy, portfolio monitoring, and risk controls within a consumer lending product squad. The role sits inside a product squad and partners with Decision Science, product, engineering, and compliance teams.

What you'll do

  • Design end-to-end risk assessments for new squad products and features
  • Develop and maintain credit policies and decision rules
  • Monitor portfolio quality and produce performance reports
  • Collaborate on credit scorecards and scoring model effectiveness
  • Liaise with Compliance/Legal and champion risk-by-design practices

What they're looking for

  • Minimum 3 years consumer credit portfolio management experience
  • Strong knowledge of regulatory requirements like CBN and AML/CFT
  • SQL essential; Python (NumPy, Pandas) desirable
  • Proven experience in credit risk management and portfolio optimisation
  • Excellent communication to translate risk for product and engineering

Skills

  • SQL
  • Python
  • NumPy
  • Pandas
  • Credit risk management
  • Credit scorecards
  • Portfolio management
  • KYC/AML

Summary written by StartupJobs from the company's listing. The full listing is on the company's website.

This job comes from the career page of Moniepoint. We link straight to the source.

Apply on the company website